Sushi Money 寿司的钱

 Even with a challenging economy and dynamic swings in stock prices, the market has begun to advance over the last couple of months.  While the US economy teeters on the edge of recession, is it really that bad out there? â甚至与一个具有挑战性的经济和动态波动，股票价格，市场已开始提前超过过去数months.â ，而美国经济在报章杂志的边缘，经济衰退，是否真的坏了吗？ That certainly depends on your individual situation, but for the most part we’re managing to get by, even with gas and commodity prices that are out of control.  Interest rates have dropped quite a bit and that’s provided some relief to homeowners with ARM loans.这当然取决于您的个人情况，但对于大多数的一部分，我们正在设法得到的，即使是与气体和商品价格是出于control.â â利息率已下降了不少位，这提供了一些援助业主与ARM的贷款。

But is the Fed finished cutting rates ?  Many experts believe so, and that from here will be a long pause to allow the economy to work its way back into growth mode.  Maybe the Fed Has Bought Enough Anti-Recession Insurance for now.  But we’ve got to put our money to work somewhere, and for most of us that means staying invested even in difficult times.但是美联储结束降息 ？ â许多专家认为，所以，并从这里将是一个长期暂停，让经济工作的方式回到增长mode.â也许美联储已经买了足够的反衰退保险 。 â butâ我们已经到了把我们的钱，以工作的某处，和对我们大多数人即在下榻的投资，即使在困难的时期。

The amount of negativity about the economy and markets have been amazing this past year, and Jason Zweig’s near-contrarian view offers some good advice for Why Acting Bearish is a Dumb Move .金额约负经济和市场已惊人的过去这一年， â和Jason茨威格的近反转的看法提供了一些很好的意见为什么署理看跌是一个哑巴动议 。

“This has been one ferocious stock market. “这一直是一个凶恶的股票市场。 Not only has Wall Street been flirting with a bear market - conventionally defined as a 20% decline in the major indexes - but we’re now in “the second-worst eight-year period for stocks since the 1930s,” says money manager Martha Ortiz of Aronson Johnson & Ortiz in Philadelphia.”不仅华尔街一直调情与熊市-传统上被界定为2 0％的跌幅，主要股指-但我们现在在“第二最严重的8年期间股票自2 0世纪30年代，说： ”钱经理玛莎奥尔蒂斯的阿伦森约翰逊＆奥尔蒂斯在费城“ 。

“…a growing chorus of bears thinks that the worst is yet to come and that investors should get out of the market. “ … …越来越多的合唱熊认为，最坏的还在后头，以及投资者应退出市场。 After all, everyone knows stocks will keep sagging since it’s obvious the economy is sinking into recession, right?”毕竟，大家都知道，股市将继续低靡，因为它的明显的经济陷入衰退，对不对？ “

“Even if the economy is headed for real trouble, don’t assume that your portfolio is too. “即使经济是走向真正的麻烦，不要以为您的投资组合是太。 Larry Swedroe, director of research at Buckingham Asset Management, notes that the US economy has experienced 11 recessions since World War II.拉里斯威德罗，研究部主任在白金汉宫资产管理指出，美国经济经历了11个经济衰退自第二次世界大战以来。 From the first day of those economic contractions to the last, stocks still managed to deliver average gains of 7.1% vs. 5.1% for cash.”从第一天开始，这些经济收缩到最后，股票仍设法提供的平均收益7.1 ％ ，与5.1 ％的现金“ 。

Bottom line?  Stay invested, stay long, and focus on living positively each day.  It’s not always easy to do, but I try to tune out the economic noise, and remember what’s important at home and with family.   If there’s something I’ve learned from this almost-recession and high gas and grocery prices, it’s that we really don’t need a lot of the things we spend money on.底线？ â逗留投资，留长，把重点放在积极的生活，每个day.â它的并不总是很容易做到，但我尝试调出economicâ噪音，并记住什么是最重要的在家里与家人。 â â如果有什么东西我已经学会从这个几乎衰退和高瓦斯和杂货的价格，它的，我们真的不需要很多的东西，我们花费金钱。

Cutting back spending and becoming more frugal isn’t that difficult.  I don’t know about you, but when I save money or do something more efficiently, it really makes me feel good in other areas of my life.  It helps me to focus on the important aspects of life, and the goals I have for personal growth.  I’m not tied to worries or stress about the market, and how my retirement funds are doing. Â削减开支和回变得更加节俭，是不是difficult.â我不知道你，但是当我节省金钱，或做一些更有效率，实在令我觉得好其他方面的我life.â它有助于我把重点放在一个重要方面的生活，和目标，我个人growth.â我不绑的忧虑，或强调有关市场，以及如何我的退休基金是doing.â â

It’s about improving the quality of our lives and experience versus the quantity of something that is always changing.   它的约improvingâ质量，我们的生活和经验的银两数量的东西，这是永远改变。 â â

Laura Rowley describes it very well as feeling blessed . 劳拉rowley形容得很好，因为感觉有福了 。 â

“Money can certainly buy us a measure of freedom or security, but money itself is none of those things. “钱当然可以购买我们的一项措施自由或安全，但金钱本身是没有这些东西。 If we think money is security, we’ll never amass enough to feel secure.如果我们认为钱是安全的，我们永远不会积聚足够的安全感。 If we think it’s freedom, we’ll never earn enough to be free.”如果我们认为它的自由，我们永远赚取足够的可免费“ 。

“Once we remove the emotional baggage, we can acknowledge that money is just one component to achieve our goals instead of an all-encompassing solution. “一旦我们删除的情感包袱，我们可以承认，钱只是其中一个组成部分，以实现我们的目标，而不是一个包罗万象的解决办法。 If freedom is a value, we have to ask which people, qualities, and experiences have made us feel most free in the past: Where do I need to live to be around those people?如果自由是一种价值，我们要问的人，素质，经验，使我们觉得最自由，在过去：我在哪里需要活到周围的那些人呢？ What should I do for my work, and how should I spend my leisure time?我应该怎么做我的工作，我应该如何度过我的闲暇时间？ How much money do I need to help me create a life with those qualities and experiences?多少钱我是否需要帮我创建一个生活与那些素质和经验？ Being as specific as possible about how to manifest these qualities in our lives will keep us from running on the hedonic treadmill.”Â正在尽可能具体如何体现这些特质在我们的生活将让我们从上运行的快感跑步机“ 。 â

“… long-term flourishing requires discipline, persistence, hard work, faith, and, most important, pursuing goals that are close to your heart and based on your personal gifts.” “ … …长期蓬勃发展的需要纪律，毅力，勤奋工作，信念，最重要的是，追求的目标是贴近您的心，并根据您个人的礼物” 。

When we take time to appreciate what we do have in our lives, we begin to understand more about ourselves, our relationships and where we want to go.  It’s an essential part of the process of discovery, not only for whatever personal gifts we possess, but for the direction of the journey itself.  whenâ我们需要时间来欣赏我们做什么都在我们的生活中，我们开始了解更多关于我们自己，我们的关系，而我们要go.â它的一个重要组成部分的过程中发现，不仅为个人，无论礼物我们所拥有的，但对于方向的征途上itself.â â

Is money the reason for the journey?   Not by a long shot.  But it certainly helps.  A little balance and reflection helps even more.  Growing our money, like growing our lives, takes time and staying invested.  Money provides a lot of things in life, but it can’t buy long term happiness.  Money is simply a tool to take along the journey.  Sure it’s important, but if we forget our goals and what’s important in our lives, then we really haven’t gone anywhere have we?是金钱的原因的征途上？ â â而不是由一个长期shot.â但它肯定helps.â一点平衡和思考，甚至有助于more.â â增长我们的钱，越来越像我们的生活，需要时间和下榻的invested.â金钱，提供了很多东西，在生活，但它并不能购买长期happiness.â钱，只不过是一个工具，采取沿journey.â确保它的重要，但如果我们忘记了我们的目标andâ什么是最重要的在我们的生活，那么我们真的没有任何地方有我们呢？

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