What do you do when it seems like everything is getting more expensive? â â â â该怎么办时,好像一切是越来越昂贵? When I head to the grocery store I keep seeing higher prices and wonder why stuff costs so much more than it used to.当我前往杂货店我不断看到更高的价格和不知为何的东西成本远不止它用。 Lately I’ve had that experience more frequently than in the past.最近我已经验,更经常地与过去相比。 Inflation may be under control from a macroeconomic perspective, but it’s not under control from the family grocery shopping perspective, or for fuel or electricity costs.通胀可能受到控制,从宏观经济角度来看,但不是受到控制,从家庭杂货店购物的角度来看,或为燃料或电费开支。 Our family is not struggling by any means, but we do try to shop with an eye on prices and work hard not to overspend the budget.我们的家庭是不会挣扎以任何手段,但我们会尽量店与着眼于价格而努力工作,不要超支预算案。 Yet when I find prices of grocery items influencing my shopping habits, I’ve got to wonder how other people are doing that really are struggling financially.然而,当我找到价格杂货店项目影响我的购物习惯,我已经到了,不知其他人都这样做,真的是在财政上挣扎。 Energy costs are one of the biggest culprits of course, especially as companies pass their energy costs on to consumers.能源成本是其中一个最大的匪徒当然,特别是作为公司通过其能源成本给消费者。 But what about certain farm subsidies, especially where propping up ethanol production is concerned?但对某些农产品补贴,特别是在托生产乙醇的关注呢? Corn and other grain products are in such demand that costs throughout the food processing spectrum are rising like never before.玉米和其他粮食产品是在这样的需求,成本在整个食品加工频谱不断上升,像以前从未。 Maybe catching up as well, but it’s still fairly amazing.也许赶上以及,但它仍然相当惊人。

     I’ve had these thoughts for some time, but today read an interesting article about how Living Paycheck to Paycheck Gets Harder . â â â â我已这些想法已有一段时间,但今天读一个有趣的文章有关如何生活的支票,以支票得到加倍努力 Similar themes in the article, especially for shoppers.类似的主题在文章中,特别是为购物者。 I found it interesting that Wal-Mart and other larger retailers are seeing the spending gap in the days before and after payday get much larger.我发现它有趣的是,沃尔玛和其他大型零售商看到了消费的差距,在天之前和之后payday得到大得多。 In many ways that alone might indicate a recessionary theme for the economy.在许多方面,仅可能表明经济衰退的主题为经济。 Once you factor in energy prices and local economic issues such as employment, family economic well-being really becomes a critical issue in many communities.一旦你的因素,在能源价格和本地的经济问题,如就业,家庭经济福祉,真正成为一个关键问题在许多社区。 I suspect we’ll see a lot more about this theme in the months ahead, especially with the 2008 election in full-swing.我怀疑我们会看到不少关于这个主题在今后几个月,特别是与2008年总统大选在全摆幅。 Do you find yourself living paycheck-to-paycheck?你会发现自己的生活支票到支票? I think a lot more families are, and that has me concerned about the next few years.  My nature is to look at things postively, with an optimistic eye for the future.  Heck, I just wrote about Appreciating the Economy a couple weeks ago, but I think it’s also important to look at the challenges people do face.我想了很多家庭,并已我关心未来数years.â我的本质是看事物postively ,与乐观的眼睛为future.â赫克,我只是写的赞赏经济几个星期前,但我认为这也很重要,看的挑战,人们面对的问题。

     Back in the early ’90’s, the first President Bush lost the election because people were very concerned about the economy, and it seemed like the political leaders were out of touch with the reality that many working families face. â â â â早在90年代' s时,首先,布什总统失去了选举,因为人们都非常关心的经济,似乎像政治领导人脱离现实,很多工薪家庭面对的问题。 Remember “It’s the economy, stupid?” Seems to me like we are seeing the same thing happen all over again.记得“它的经济,愚蠢的呢? ”在我看来,像我们看到了同样的事情发生,所有超过一次。 Certainly there are many aspects of the US economy that are strong and vibrant.当然有很多方面,美国经济是强大的和充满活力的。 But to ignore the challenges and realities that many families do face is akin to turning away from the problem.但忽视的挑战和现实,许多家庭做的是面对类似回避的问题。 Those political leaders who do address these issues in a constructive and positive manner will be heard much more clearly from the voters.这些政治领袖,谁不解决这些问题是在建设性和积极的态度会听到更清楚的选民。 Personally, I don’t care about the political aspects other than to see that we are helping Americans to grow and succeed in their lives.我个人来说,我不关心政治方面以外的其他地看到,我们正在帮助美国人的成长和成功,在他们的生活。 There are so many ways to foster financial literacy and economic well-being in the nation.有这么多的方式,以促进金融扫盲和经济福祉,在全国的。 Education is vitally important, as are employment and tax incentives for businesses, homeowners and families with children.教育是非常重要的,因为是就业和税收优惠的企业,业主和有儿童的家庭。

     More importantly however, there’sa lot we can do locally to help others. â â â â更重要的,但有很多我们可以做本地来帮助别人。 Just taking a few food items to a local charity or food pantry can really make a difference, especially as we head towards winter and the holiday season.只是采取一些食品项目给当地慈善机构或食物茶水真的可以作出不同的,特别是当我们走向冬季假日季节。 Hopefully we won’t see a recession in the US, but whether we do or don’t, there will still be a lot of families that need our help.我希望我们将不会看到经济衰退,在美国,但我们是否做或不这样做,仍会有很多的家庭,需要我们的帮助。

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    *No information on this website should be interpreted as a recommendation to begin, buy, sell or dispose of any investment, or to conduct any investment transactions. *没有本网站的资料应被解释为一项建议,首先,购买,出售或处置任何投资,或进行任何投资交易。 I am not a registered investment representative or a licensed broker, CPA or Certified Financial Planner.我不是一个注册投资代表或持牌经纪公司,国泰航空公司或经核证的财务规划。

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    *One of the best things we can do is to seek professional advice with a Certified Financial Planner for developing a personalized financial plan over time. *其中一个最好的事情,我们能做的就是寻求专业意见与认证的财务规划,为发展个性化的财务计划,随着时间的推移。 To find a Certified Financial Planner in your area that meets your needs, see the Financial Planning Association's search tool .找到一个认证的财务规划在您的地区,能够满足您的需要,看到的财务规划协会的搜索工具