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ConsumersUnion.org estimates that as many as 27,000 Americans become victims of identity theft each day. That’s an amazing statistic. consumersunion.org估计，有多达2.7万美国人成为受害者身份盗窃每一天，这是一个了不起的统计。 So score one for personal empowerment and the prevention of identity theft with Transunion’s announcement that consumers can now “freeze” their credit authorization on request with the click of a mouse.因此，评分一为个人权力和防止身份盗用与transunion的宣布 ，消费者现在可以“冻结”其信贷授权，就要求与点击鼠标来完成。 A credit or security freeze bascially “locks down” your credit files, preventing anyone from using your credit history and authorization for taking out new credit.信用或担保冻结bascially “锁定”您的信用档案，防止任何人使用您的信用记录和授权，采取了新的信贷。 Before any use would occur, the consumer specifically must approve the use or access to their credit.之前，任何使用会发生，消费者必须特别批准使用或进入他们的信用。 The credit freeze service offered by Transunion is not offered directly by the other major credit reporting agencies (Experian and Equifax), however the ability to freeze your credit files is guaranteed by law in at least 40 states.信用冻结服务所提供的transunion是不提供直接由其他主要信用报告机构（ Experian和的Equifax ） ，但有能力冻结您的信用档案，是受到法律保障，在至少40个国家。 ConsumersUnion.org has an excellent guide to state security freeze laws , highlighted by state. consumersunion.org具有优良的指南国家安全冻结的法律 ，所强调的国家。

Many of us are surprised to see some states not listed, but legislators in these states are wrestling over exactly what a good credit freeze protection law is.我们许多人都惊讶地看到，有些国家没有列出，但立法者在这些国家中，有摔跤超过正是一个良好的信用冻结保护法。 Most of the laws have been passed in the last 3-4 years, so all US states should eventually pass laws due both to consumer interest, and a viable need for control over credit data.大部分的法律已获得通过，在过去的3-4年，因此，所有美国各州最终应通过法律，由于双方对消费者的利益，以及一个可行的需要，为控制信贷资料。 With Transunion’s move offering this service to consumers in all 50 states, the pressure is on for the other credit scoring agencies.与transunion的举动提供这项服务的消费者在所有50个州，面临的压力是对其他信贷评分机构。 It’s about time… to really manage our personal credit files, we must have access to their use and control, and especially the ability to prevent others from accessing or using our credit.它的左右时间…要真正地管理我们的个人信用档案，我们必须有进入他们的使用和控制，特别是有能力阻止他人访问或使用我们的信用。 Good for Transunion, and come on other guys!好transunion ，来对其他家伙！

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