Sushi Money 寿司的钱

I saved myself $6 yesterday, unintentionally.   I was going to surprise my son after school, and told him “Let’s go to town!”  “Are we going to McDonalds?!” he said… how did he know?   We had not been for over a month….  so we made the trip, planning to run some errands, and while standing in line I realized I had forgotten my wallet.  Bummer.   “Uh, son… I jut realized I forgot my wallet, and we’ll need to head back home since I have no other money.”  He took it very well for a 6-year old.  I think I was more frustrated… I really wanted to see the Happy Meal toy!   He says, “Why don’t you just go to the bank and get more money?  They know you there.”   I stared at him wondering why he thought that… my bank is out-of-state.   We talked about options, mostly how the .40 cents in my pocket wouldn’t buy us much these days.   So it was pizza from the freezer and salad for dinner.   I was very glad that I knew where my wallet was however… lying on the dining room table.我节省了自己6元昨天，无意中，我是去突击我的儿子放学后，并告诉他： “让我们去城市！ ” “难道我们要的麦当劳吗！他说： ” …如何，他知道吗？我们没有已为超过一个月… … 。因此，我们所作的行程，规划运行的一些递送，而常委会在网上我意识到我已忘记了我的钱包。 bummer 。 “嗯，儿子… …我jut实现我忘了我的钱包，和我们'当地雇员需要头部回国以来，我没有其他的钱“ ，他把它很好的为6岁，我觉得我更感到沮丧… …我真的很想见快乐餐玩具！他说， ”为什么不'吨你刚才去银行，并获得更多的金钱？他们知道你有“我盯着他为什么，他认为…我的银行，是地地道道的国家。我们谈到选择，主要是如何0.40美分，在我口袋不会购买我们的这些天，所以这是披萨，从冷冻和沙拉，晚餐，我感到非常高兴，我知道何处是我的钱包，但是…倒卧于餐厅桌子。

A few weeks ago I asked myself the same question that Capital One does… “What’s in my wallet?” I wondered.  I found lots of stuff I didn’t need to carry around:  A couple of old credit cards, name and address cards, several gift cards (as good as money), and receipts that needed filed in the tax receipt shoebox.  I threw out what I didn’t need, filed the rest and marveled over how much junk I carried around that I did need in my wallet .   ”What would I do if I lost this stuff?” “What if my wallet really was lost, and not just forgotten?” I pondered.   So I jotted down my plan of action in case something like that happens:几个星期前，我问自己同样的问题，资本一是否… … “什么是我的钱包？ ： ”我不知道我发现的东西很多，我没有需要进行左右：一对夫妇的旧信用卡，名称和地址卡，几个礼品卡（不如金钱） ，收益和需要提交的税务收据鞋盒，我抛出什么，我没有需要，提交的休息和惊叹超过多少垃圾我开展左右， 我需要在我的钱包 “ 。什么，我会怎样，如果我失去了这东西？ ” ， “如果我的钱包，真的是失去了，不只是忘记了？ ”我思索，所以我jotted我的行动计划，万一有这样的情况：

1. Look really, really hard everywhere I could think of, especially under cushions and car seats.  If I couldn’t find it after no more than 12 hours (that’s my personal limit), or whenever I was positive it was stolen or lost, I would start the ball rolling.看看真的，真的很难我到处都能够想到的，特别是在座垫和汽车安全座椅，如果我无法找到它后，不超过12小时（这是我个人的限制） ，或每当我是积极的，它是被盗或遗失，我将开始球滚动。
2. Contact the credit card and store card companies to notify of loss.  They will cancel the old ones immediately, and reissue new cards.  Any business credit cards?  Probably need to notify my employer’s accounting department.联系信用卡和商店的信用卡公司通知的损失，他们将取消旧立即，并补发新卡。任何业务，信用卡？大概需要通知我的雇主的会计部。
3. Contact the bank(s) for ATM and credit/debit card loss notification.联系银行（ ） ， ATM和信用卡/借记卡的损失通知。
4. Contact the bank for checkbook or outstanding checks, and have them place stop or cancel on those checks.  That will probably cost money, but money well spent to prevent loss.联络银行支票簿或杰出的检查，并将它们的地方，停止或取消对这些检查，这可能会花费金钱，但钱用得其所，以防止损失。
5. Discuss with bank and brokerage account personnel how to place a hold on transactions, or limit the amount of any transaction that might take place.  I wouldn’t want someone to be able to drain my savings or brokerage account.讨论与银行和经纪帐户，人员如何把持有的交易，或限制数量的任何交易可能发生，我不希望有人能够流失，我的储蓄或经纪帐户。
6. Contact the state auto licensing office to notify of loss, and plan to get a new driver’s license.联系国家汽车牌照事务处通知的损失，并计划取得新的驾驶执照。
7. Contact my employer’s security manager if I have a secure ID badge or door card that was in my wallet.  The same for any building or apartment door security card.联络我的雇主的安全经理如果我有一个安全的ID徽章或门禁卡，这是在我的钱包。相同的任何建筑物或公寓大门的安全卡。
8. Review my homeowner’s insurance policy (some homeowner’s policies carry ID theft insurance).  But I wouldn’t know yet if my ID was going to be stolen, so I just want to review my options.检讨我的房主的保险政策（有些屋主的政策进行身份盗窃保险） ，但我还不知道，如果我的ID去被盗用，所以我只想检讨我的选择。
9. Other cards:  Library card, gift cards and miscellaneous business or association cards.  Some of these may have personal information on them.  If in doubt, I would call the organizations I knew, and explain the situation.其他卡：图书馆卡，礼品卡及杂项业务或协会卡。其中一些可能有个人资料，对他们的影响。如有疑问，我会呼吁组织，我知道，并解释有关情况。
10. Hopefully no one carries their Social Security card in their wallet or purse anymore.  If so, then ID theft may be more of a possibility.希望没有人进行他们的社会保障卡在他们的钱包或钱包了。如果是的话，那么，身份盗窃，可能更多的可能性。
11. If after a day or two, I still have not found my wallet- or I believe that it was stolen, I will consider using a credit monitoring service such as MyFico.com, and place a ” fraud alert ” with the credit bureaus.   I may not yet know if my ID was really stolen, but should be able to find out within a couple of days.    A credit monitoring service can provide email alerts and other information to tell the consumer if their credit profile has changed or if activity has taken place.   With a fraud alert, there should be no activity unless verified with the individual first.如果后一或两天，我还没有发现我的钱包，或我相信它被偷走，我会考虑使用信用监测服务，如myfico.com ，并设立一个“ 诈欺警报 ”与征信我可能还不知道，如果我的ID是真的被盗，但应该能够找出一个数天。信用监测服务，可以提供电子邮件警报和其他信息告诉消费者，如果他们的信用状况已经改变，或如果活动已采取。与诈欺警报，不应该有活动，除非核实个人第一。
12. I may consider filing a police report of a stolen wallet or purse.  Often insurance and credit card companies want to know that a consumer is being proactive, and reporting possible loss and fraud.   The police report will also better prepare the situation if ID theft is a possibility.我可能会考虑提交警方的报告被盗的钱包或钱包。常常保险和信用卡公司要知道，一个消费者正在积极进取，和报告的可能损失和欺诈行为。警方报告也将作更好的准备情况，如果是身份盗窃一种可能性。

Monitor Your FICO Score & Equifax Credit Report 监控您的菲佐评分＆ Equifax信用报告




The last time I lost my wallet was a good while ago.  I left it at the driver’s license office, and remembered about an hour later.  I went back, and couldn’t find it anywhere.  I was sick to my stomach- I was younger, and at the time I carried everything in that wallet, and many sentimental or cool things I wanted to keep.  As I walked out the driver’s license office, I looked around… and about 10 yards down the sidewalk stood a tall trashcan.  On a hunch, I went and looked inside, and there it was!  I actually found my wallet.  Some sleazebag stole the money and threw the wallet in the trash.  I didn’t care about the money, I just wanted all my stuff and pictures back.  I don’t keep things in my wallet anymore that are really important to me!  And if I lose it, I’ve got a plan to get going again.  I may not have listed everything that needs done… is there something missing?  Please let me know what else you would do.最后时间我失去了我的钱包是一个很好的前一阵子，我离开它在驾驶执照的办公室，记得约一小时后，我回去，并无法找到它的任何地方，我生病了我的胃我当时年轻，在我当时进行的一切在这方面的钱包，和许多感性的或酷的东西，我想保持。正如我走出驾驶执照的办公室，我看… …以及约10米的人行道上为一身高trashcan 。就直觉，我去了，并期待内，并有它！其实我发现我的钱包。 sleazebag偷走了一些钱，并投掷钱包在垃圾桶，我不关心钱，我只是想所有我的东西和图片回，我不保留的东西，在我的钱包，不再是真正重要的给我！如果我失去它，我有自己的计划，以获得再次前往，我可能没有上市的一切需要做的…是有一些缺失？请让我知道还有什么你会做的。

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