Sushi Money 寿司的钱

A busy week at home and with classes.  But school’s out for the kids and summer is approaching quickly!  Lots of chores to catch up on taking care of the house as well.  What do you do during the summer months?  We made a list the other night and gave up after sixty task items… ugh!  But you’ve got to start somewhere.  I see painting and weeding in my future, along with lots of grass cutting.  I cut about 4-5 acres every 10 days, and more if it rains a lot.  I actually enjoy it… until about July.  Then I’m ready for a break and fortunately the weather cooperates as the rain slows down and the grass begins to go dormant for the summer.  Watching the markets lately I’m wondering if they too will go “dormant” soon…  returns have been pretty nice so far this year, but as May draws to a close I wouldn’t be surprised to see the markets take a break.  As summer begins many families will be planning ahead for vacations and school in the fall.  The election cycle will pick up steam as we approach fall, and 2008 will be a busy year.  I’m not sure I’m ready for the political media circus, and it’s hard to believe we’re starting again.  But I’ll keep plugging away on saving and investing, and the slow accumulation for our 529 fund.  After Congress made the 529 plan legislation permanent last year, there is almost no reason for a family not to fund a 529 for college education savings.  I started one in 2002, and it has done remarkably well with an average of 16% gains over the past five years.  It helped to have a good “down” year of putting money in the fund early before the market roared back in 2003 as well.   My 6-year old doesn’t know much about money or investing yet, but we’re going to start learning a lot more together this year.  I would love to start a Roth IRA for him at some point as well- if he can place some earnings in an IRA while young, and keep at it through the years, he could be so far ahead of most of us it would be amazing!  I like to think of investing in terms of generations.  Certainly achieving financial security during our lifetime, and for our retirement years is a primary goal, but at some point I would like to accumulate enough to leave a financial legacy.  In what form?  Well, both for charitable purposes as well as family goals.  Wouldn’t it be something to leave enough money to ones heirs that it could continue to grow over decades, providing some assistance for children, grandchildren and even great grandchildren?  I have no illusions of fame or historical significance… but doing something for family in the years ahead would be pretty cool.  But it’s time to focus on the present… tomorrow I’ll get a little class work accomplished… and maybe even cut some grass.  Money and investing is kind of like taking care of the yard to me… the blades of grass simply grow.  Sometimes bare spots appear, and weeds take over.  But we plant more grass seed, and try to minimize the weeds.  With care the blades of grass multiply and continue growing, providing a cool foundation to enjoy over the years.  The grass grows faster at times with good weather and a little rain, and then slower when it’s hot and dry, going dormant to all appearances.  But the roots are there, waiting for better climate… and then zoom!一个繁忙的星期在家里，并与classes.â ，但学校的为孩子和夏季即将来临，很快！ â很多琐事要赶上就照顾内务作为well.â该怎么办在夏季的几个月呢？ â我们作出了名单上的其他夜，放弃了后60项任务… ugh ！ â ，但你要开始somewhere.â我看到绘画和除草在我的将来，随着大量的基层cutting.â i削减约4 -5英亩，每10天，和更多，如果下雨，一lot.â其实我喜欢…直至约july.â ，然后我已经准备好为一休，幸好天气合作，作为雨放缓和基层开始去冬眠为summer.â看市场，最近我在想，如果他们也将转到“冬眠”尽快… â回报已相当不错，所以今年至今，但可能接近尾声，我不会感到惊讶地看到，市场采取break.â作为夏季开始，许多家庭将规划未来休假andâ学校，在fall.â选举周期将拿起蒸汽作为我们的做法下降， 2008年将是一个繁忙的year.â我不是肯定我已经准备好为政治媒体马戏团，它很难相信我们已经开始again.â ，但我会继续堵塞外的储蓄与投资，以及缓慢的积累为我们的529 fund.â后，国会提出的529计划的立法永久去年，几乎不存在的原因，一个家庭没有资金529高校教育savings.â我开始一在2002年，并已做了显着以及与平均16 ％的收益在过去五年years.â它有助于有一个良好的“下降” ，今年把钱在基金年初之前，市场的轰鸣，早在2003年作为well.â â我6岁，不知道多少的金钱或investingâ ，但是我们'重新去开始学习了很多更连同这year.â我的爱，开始对罗斯IRA为他的一些点，以及-如果他能的地方，一些收入在爱尔兰共和军的同时，青少年，并保持在它通过theâ年，他可以如此，遥遥领先于我们大多数人将是了不起的！ â我喜欢想投资的条款generations.â当然，实现金融安全，在我们的有生之年，为我们的退休年是一个主要目标，但在一些点我想积累足够的离开金融legacy.â以何种形式？ â不错，但这两种作慈善用途，以及家庭goals.â不会被一些离开足够的钱的继承人，它可以继续增长几十年来，提供了一些援助，为儿童，孙辈和曾孙辈，甚至伟大的呢？ â我有任何幻想，成名的或历史意义… …但做一些家庭在未来的岁月会相当cool.â â但它的时间把重点放在目前…明天我将获得一个小班级工作完成… ，甚至可能减少一些grass.â金钱和投资是种likeâ照顾的yardâ给我…叶片的基层组织，根本grow.â有时裸点出现，和weedsâ采取over.â ，但我们更多的植物草种，并尽量减少weeds.â与照顾theâ叶片基层multiplyâ和继续保持增长，提供了一个冷静的基础上享有超过years.â基层的增长速度更快，有时天气好，有点雨，然后慢时，它的干热，去冬眠所有appearances.â ，但根在那里，等待更好的气氛…然后变焦！ it begins to grow again, sometimes in great leaps.  If we take care of our financial assets, they too will continue growing… sometimes in great leaps, and sometimes slowly, even leaving bare spots at times.  But saving and investing consistently over time will lead to a foundation of greener pastures in the years ahead.它开始再次增长，有时在大leaps.â â如果我们照顾我们的金融资产，他们也将继续保持增长…有时，在伟大的跨越，有时缓慢，甚至离开裸点times.â ，但储蓄与投资始终随着时间的推移，将导致基础ofâ青翠的牧草在未来的岁月。

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