Sushi Money 寿司的钱

My favorite sushi is nigiri-style maguro.  A nice fresh cut of tuna on rice with wasabi… it is delicious.  I remember stories of the Japanese fish markets with enormous Bluefin Tuna lined up in rows for early morning bidding.  Some of these fish would fetch prices in excess of $30,000 to $40,000.  Amazing, but not surprising given the equally enormous appetite for this particular fish.Â我最喜爱的寿司是nigiri - styleâ maguro.â好鲜切金枪鱼对水稻与山葵… â ，这是delicious.â iâ记得的故事，日本鱼市场与巨大的蓝鳍金枪鱼列队在列清晨bidding.â一些这些鱼将市值的价格超过$ 30000元， 40000.â惊人，但并不奇怪，由于同样的巨大的胃口，这尤其是fish.â

Recently, we see in the headlines that the Bluefin Tuna is at risk of extinction if the present fishing pressures continue最近，我们看到的头条新闻指出，金枪鱼是在灭绝的危险，如果目前的捕捞压力，继续 expanding.  In an article titled Nations Join Forces to Save the Tuna , the UK Times Online is reporting that Japan and the European Union have agreed to dramatically reduce their annual catch by almost a quarter percent in an effort to halt species decline and ensure a positive future for the fish (and markets! - Picture of Tsukiji Fish Market, Japan, courtesy of JoshSpear.com ). expanding.â在一篇文章，标题为联合国合力拯救金枪鱼 ，英国时报在线报道说，日本和欧洲联盟已同意大幅降低其年度赶上了接近四分之一％ ，一努力阻止物种减少和确保积极的未来，为鱼类统营处（和市场！ -图片的筑地鱼市场，日本，礼貌j oshspear.com） 。

But this brings to mind some personal financial considerations.  We accept many types of risk… with our investments for example.  Often we make investment decisions based on factors that justify, for us, the merit of that decision.  Maybe we leave it up to someone else.  Be it fundamental, technical, practical, emotional or some combination of those factors that justifies the investment decision, we are accepting a level of risk that becomes part of an overall risk profile for our portfolio.  And yet it is more than that.  When was the last time you looked at your entire spectrum of risk?  Not simply your investment risk, but to your total retirement portfolio?  Do you know how your 401(k) is allocated?  The choices you have for how your funds are invested? Asset allocation? What about your insurance needs?  Do you have the right coverage for your current family situation?  Are you accepting undue risk for your family and future because you have procrastinated or simply have not got around to it?  Many of us are amazed to examine our auto and property coverage after having older policies for many years, and finding that coverage levels do not fit current needs.  Do you need and have an umbrella liability policy?  And at the later end of the lifecycle spectrum, what about estate planning and taxation?  We could go on of course, but the point is simply that sometimes we are so involved in our lives and jobs that we may forget the larger risks inherent to our personal or family financial situation.  I’m thinking about the larger context of our lives in which we function from day-to-day and year-to-year.  And if nations can agree to manage the risk of species decline of Bluefin Tuna in terms of catch and consumption, we can certainly agree to the need for managing the financial and retirement risks we face.  The oceans are vast places, seemingly endless.  So too the financial choices we face are seemingly endless.  But our choices can be managed and approched systematically, positively and with the knowledge that we are taking care of our future!  Is it time to find professional assistance?  To find a Certified Financial Planner in your area that meets your needs, see the Financial Planning Association’s search tool . butâ这使mindâ一些个人financialâ considerations.â我们接受很多类型的风险…与我们的投资example.â â我们常常makeâ投资decisionsâ的基础上的因素的理由，对我们来说， â的好处，这也许我们decision.â离开它最多有人else.â被它的根本，技术，实用，情绪或一些组合，这些因素是合理的投资决策，我们都接受的风险级别，成为一个组成部分整体风险的个人资料，为我们的portfolio.â â但itâ以上that.â时，是您最后一次看您的整个频谱的风险？ â不是简单您的投资风险，但您的总的退休投资组合呢？ â你知不知道如何您的401 （ k ）计划是分配？ â的选择，你有如何您的资金投资？ â资产分配呢？ â什么关于您的保险需求？ â你有没有合适保险，您目前的家庭状况？ â你接受不必要的风险，为您的家庭和未来，因为你拖延或干脆没有得到靠近它呢？ â我们许多人都感到惊讶，研究我们的汽车和财产的范围后，老年人的政策，多年来， andâ发现覆盖水平不符合当前的needs.â你是否有需要及有保护伞法律责任的政策呢？ â和theâ在稍后结束的lifecycleâ频谱，什么遗产规划和税收？ â我们可以继续下去，当然，但问题是简单，有时我们是如此，在涉及我们的生活和工作，我们可能忘记较大的固有风险，我们的个人或家庭金融situation.â我思考的大背景下我们的生活在这方面，我们的职能从日常和年到year.â ，如果联合国canâ同意toâ管理风险物种的下降，蓝鳍金枪鱼而言，渔获量和消费， weâ当然可以同意需要forâ管理的财务和退休的风险，我们face.â该oceansâ是vastâ的地方，似乎endless.â也是如此，财政的选择，我们所面对的似乎endless.â butâ我们choicesâ可以管理和approched系统，积极和有关知识，我们正在照顾我们的未来！ â是它的时间寻找专业协助？ â找到一个认证的财务规划在您的领域，满足您的需要见财务规划协会的搜索工具 。 â

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