Okay, I’ll admit it- my wallet is usually a mess. It’s filled with coupons, receipts, notes and sometimes even money. In no particular order of course. I wasn’t always this way however. I think when I was younger my wallet was much more organized. Probably because I didn’t have very much money in it.
But according to Bankrate.com I am most like the Unruly Receipts money personality:
Unruly receipts — Your wallet is stuffed with receipts, but there’s no sense of order to them and you never really do anything with them. This is the person who is trying, says Thakor.
“You want to know how to keep tabs on your money — otherwise you would have thrown the receipts away. But you just can’t take it to the next step to get them all organized and do something with them. You are like the person that buys all the latest exercise equipment but doesn’t get around to using it,” she says.
Hmmm. Well, I’ll take Unruly Receipts over the Chaotic Cash or Running on Empty personalities. And truth-be-told, I’m never going to be the File Folder Funds type where every single receipt or financial item is meticulously organized, with money in the wallet organized by bill type. More power to those of you who are so organized, but I find it hard to find the time to do that every day. I probably go through everything a couple times a month, and I do organize receipts in a shoe box to save for taxes each year. I like the part above that says “This is the person who is trying…” That’s me alright, always trying!
But I think I also have a split personality when it comes to my wallet! How? Well, my regular wallet doesn’t hold credit cards in it, just the normal bills and receipts, etc.. For the fancy stuff I have a second wallet. “What?!” I can hear you say. Well, it’s true. I use one wallet for the paper stuff, and things I can “afford” to lose. But I keep a separate little credit card wallet that I hold in my front pants pocket. Why do I do this? Glad you asked… primarily because I like to have all the ID, credit cards and other important plastic cards in one safe place. But also because as I’ve traveled around the world for many years, I found it best when visiting foreign cities to safeguard important belongings from pickpockets, etc. Now besides keeping a little extra money in my shoe (or other strategic place), I would keep the important cards and money in my front pants pocket. It’s harder for someone to try and “pick” your pocket when it’s up front. So that’s it… a messy wallet, and an extra credit card wallet. Just a habit I’ve become used to.
So what’s your money personality? Are you well organized? By the way, I’m really glad I don’t have a purse, and I don’t envy you ladies. That’s just more room to accumulate stuff. Who knows how many of those I’d have! Oh- and sometimes I actually do use my exercise equipment.
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