Welcome to the 18th edition of the Carnival of Money Stories! We had 28 submissions this week, half of which had stories or a personal twist to provide interest for the Carnival. There were some great submissions! Alas, if the article didn’t share some type of story or dialogue, even remotely… then we couldn’t include it here. On a negative note, we also couldn’t include articles that were the work of others… some people actually submitted stuff that was reprinted verbatim from other sites, without attribution. Nothing ruins credibility in blogging and publishing faster than plagiarism, so here’s a call for making sure we respect the work of others and provide proper attribution. Some sites are like spammers… but they’re really stealing the work of others, and personally it really frustrates me. So if you’re hosting, I recommend taking a hard look at submissions from sites with no author information, etc.
Thanks to Andy from Money Walks for asking me to host… I really enjoyed reading the submissions, and thank you all for making the personal finance blogosphere such a vibrant community. Enjoy the Carnival of Money Stories #18!

“The people who get on in this world are the people who get up and look for the circumstances they want, and, if they can’t find them… make them.” George Bernard Shaw
Stephanie at Stop the Ride! talks about those kinds of people with Resourceful West Virginians.

A hearty Congratulations to Lazy Man and his Bride (I’m not calling her lazy!) on their recent wedding… I wish them well with a favorite quote from Sir Winston Churchill:
“There is no doubt that it is around the family and the home that all the greatest virtues, the most dominating virtues of human society, are created, strengthened, and maintained.”
Lazy Man shares how the money adds up… brace yourself for The Cost of My Wedding.
Andrew Tobias once said, “You want 21% risk free? Pay off your credit cards.”

Good advice, but what happens when someone else is using them?!
Tate of Trading Stocks at Self Investors is wrestling with that issue (keep us posted!) in Beware of Credit Card Fraud.
Steve of Debt Free outlines some great preventive ideas in - How to Avoid Credit Card Fraud.

Aristotle once said “We are what we repeatedly do. Excellence then is not an act, but a habit.”
I think Frank from The Happy Rock would agree in It™s Hard Without Habits – July Cash Experiment Update .
Edith also shows us how good financial habits can improve our lives by using the 7 Habits of Highly Effective Money Managers.

“How I Made My Fortune? It was really quite simple. I bought an apple for 5 cents, spent the evening polishing it, and sold it the next day for 10 cents. With this I bought two apples, spent the evening polishing them, and sold them for 20 cents. And so it went until I had amassed a dollar and sixty cents. It was then that my wife’s father died and left us a million dollars.”
Not very likely for most of us! But Millionaire Mommy Next Door talks about how she achieved financial security and happiness in Reader asks, “How exactly did you become a millionaire so young?” .
Silicon Valley Blogger at The Digerati Life makes the Carnival rounds with an excellent view of her 10 Steps To Becoming A Millionaire.

“Before borrowing money from a friend, decide which you need more.“ A. H. Hallock
But what if you’re borrowing money from yourself?
Paul at ExtremePerspective is asking for opinions with a question, Why Not Borrow Against 401k?.

“Develop an attitude of gratitude… knowing that every step forward is a step toward achieving something bigger and better than your current situation.” Brian Tracy
Betsy of Money Changes Things helps us remember that a little perspective (and money) goes a long way in Gratitude and the Garage Door Opener. (I’m glad I have one of those little red handle thingies as a back up!)

œQuality in a product or service is not what the supplier puts in. It is what the customer gets out and is willing to pay for. A product is not quality because it is hard to make and costs a lot of money, as manufacturers typically believe. This is incompetence. Customers pay only for what is of use to them and gives them value. Nothing else constitutes quality. Peter F. Drucker
David of MoneyNing discusses his views of customer service practices with Coca Cola vs TD Ameritrade – Company Efficiencies.

“Nothing is to be more highly prized than the value of each day.” Goethe
Mr. Credit Card has a great attitude in testing that premise with
Missed My Airline Flight and Threw Away Money!

“If every fool wore a crown, we should all be kings.” Welsh Proverb
We’ve all been there in one way or another, and Moorea of Queercents shares her past with some insight on How to Undo a Wedding.

Ralph Waldo Emerson said it simply when he wrote, “The first wealth is health.”
Who could disagree with that wisdom? Certainly not FitBuff as he ponders the legislative efforts in the UK for a proposed “fat tax” in How Much Are You Willing to Pay for Twinkies? .

That’s it for this week’s edition of the Carnival of Money Stories. Thanks to all the contributors! I didn’t have a story today, but I will share one of my favorite quotes by Authur Gordon:
“Love life. Be grateful for it always. And show your gratitude by not shying away from its challenges. Try always to live a little bit beyond your capacities. You’ll find that you never succeed.”
The next edition of Money Stories will be hosted Monday, July 23rd at Investor Trip Dough Roller. You can submit your money stories to the Carnival here.
8 comments - Post a comment
« Sunday Paper | Ripples in the Markets »











![[Most Recent Quotes from www.kitco.com]](http://www.kitconet.com/charts/metals/gold/t24_au_en_usoz_2.gif)

Very well designed carnival, and thanks for including our article. I™ll be sure to submit more in the future, and you™re welcome to submit to our weekly carnival as well:
blogcarnival.com/bc/cprof_1766.html
What beautiful layout! I totally appreciate blog aesthetics. The alternating left and right images and quotations are especially effective. Love that quote about the apple sales heir!
It was fun to do… thanks! Your post on gratitude was great.
Very nicely presented! Ditto on the great apple sales heir quote– too funny. Thanks for doing such a great job of hosting the blog carnival.
~Millionaire Mommy Next Door
What a very nice carnival. Thanks for including me here as well.
[...] of Risk: Come to the Carnival Blog Carnival on Personal Power July 14, 2007 Carnival of Family Life 18th Carnival of Money Stories! Festival of Under 30 Finances del.icio.us Digg Furl Reddit Socializer Help | [...]
[...] by Andy on July 27th, 2007 The carnival was hosted by Sushi Money last week on July 16th. Check it out. The host did an awesome [...]
[...] Young and Wealthy on 06/25/07 16. My New Choice on 07/02/07 17. A Penny Saved on 07/10/07 18. Sushi Money on 07/16/07 19. Dough Roller on 07/31/07 20. Bryan C. Fleming on 08/07/07 21. Ask Mr. Credit Card [...]