Well look at that market go! Some really aggressive moves the past few weeks. I’m keeping busy with visitors… my brother and his family returning from overseas. It’s nice to visit with family- especially when you haven’t seen them in many years. He’s a very aggressive saver, investor and sometimes trader… and he follows more stocks than I do. What he also does very well is put away 15% to 20% of pay in his retirement accounts. All his investing and stock market smarts pales in comparison to the simple act of putting money away each month for retirement. Did you see Jim Cramer on Conan O’Brien last night? I don’t normally watch the show, but was up working on research for classes when he was introduced as the next guest. It was an interesting look at someone who… well has a very interesting life. He’s not a big guy by any means, and I was suprised that he seemed a little withdrawn, perhaps even shy. He makes up for that with his energy of course, and even said he’s a little crazy. What he also said was that you’re not going to become rich investing and trading in the stock market… and savings is the key to having a lot of money. How’s that for a guy who makes his living recommending stocks?! And you never really know when you’re going to need a little extra money. We were ahead this month on our budget, and planned to splurge a little… and then the cat came in yesterday morning with a broken foot. Go figure… the Vet bill will erase our little surplus for the month in a heartbeat.  A good example of how an emergency fund is necessary in case something happens we’re not prepared for.Â
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