The 92nd Carnival of Personal Finance is hosted by Lazy Man and Money this week with a wonderful line-up of articles.  Some really interesting stuff includes ProBargainHunter’s look at what’s hot on eBay through the new eBay Pop! tool for trending the most popular items. Great idea… and wouldn’t it be interesting to trend the price averages from month-to-month and year over year? I know… lets call it the EPI for “eBay Price Index”… then we can analyze and trend eBay inflation data…. well, they probably do that already somewhere.  Hey, maybe I can coin that term for posterity… has it been done yet?  I’m also a believer in long-term investing to which Fire Finance’s article on Investing- The Mistake of Timing the Market really drove the point home. I enjoyed BluntMoney’s look at budgeting, or rather a Confession on not budgeting! I wonder how many people really, truly use a budget? For many it’s just a reference point… something to aim for. Like Blunt Money, I use software and tracking tools primarily. It’s a budget per se, but realistically I operate from a thorough knowledge of where I am at all times. I may start a more accountable budget this year to see if it makes a difference on the savings end. It was interesting to read that Online Savings Blog is concerned about moving their IRA’s to Vanguard. Moving money and retirement accounts around can be intimidating, but I have to say Vanguard is the one place I’ve been most satisfied with over the years. I think you’ll really be happy after you’ve completed the transfer. I’ve moved and modified many accounts on Vanguard without a hitch, and it has always been flexible, reliable and staffed with helpful people. Believe it or not though- I did catch an omission on Vanguard’s part one month a couple years ago. They somehow forgot a monthly dividend reinvestment on one fund… I looked and looked, and finally called them. They researched it within a day and said, “You’re right!” and corrected it asap. So I check my accounts at least every quarter to make sure any dividends and reinvestments are credited properly. Shows that you can’t, or shouldn’t, simply leave your finances on auto-pilot even with the best of companies… it’s your money, make sure it’s doing what it’s supposed to! But with Vanguard’s low cost structure and helpful staff, I wouldn’t be anywhere else. Finally, a shameless plug for Sushi Money’s article Get Ready to Sell That Home. If you’re a prospective home-seller, do everything you can to stand out from the rest!
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Thanks for submitting your article to the Carnival.
Thanks for mentioning our post “Investing: The Mistake of Timing the Market”.
Cheers,
FIRE Finance